Insurance & Protection

Preparing Funds for Recovery and Time Off Work

Without entering medical records, budget a period off work and user-specified recovery or care goals against existing funding.

Chinese rules · CNY · Local estimates

This is not an authenticated pension-account or policy query. Enter verified local parameters and approved amounts yourself. Changing language does not change the Chinese system. Estimates do not replace official determinations or claim decisions.

Rules verified on:2026-10-13
Verify first: official inquiry and rules description
  1. For basic pension accounts, payment records and calculation and distribution parameters, please verify the national social insurance public service platform or the local agency, and do not fill in the password or certificate into this site.
  2. The personal pension tax can be checked by the tax department; please check the official reply of the contract or the insurance company for the official reply of the contract for the commercial insurance, the deductible amount, the remaining limit and the cash value.
  3. The following buttons only open the corresponding official website when they actively click, and will not automatically jump, and will not carry the input parameters on this page. This site does not collect real accounts or insurance policy information.

The main rules are based on: progressive delay in the decision of statutory retirement age, the implementation of the interim measures for the flexible retirement system, the basic pension calculation and issuance method, the personal pension tax policy and the insurance consumer risk warning. Future changes are subject to the latest regulations of the release department.

This planning session

References are temporary within this tool group. Nothing is automatically submitted or saved. Check the reference date and official definitions before reuse.

Enter verified parameters

Local parameters and account amounts have no default. Verify unknown items first, or load the fictional example to explore.

CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.
CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.
CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.
CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.
CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.
CNY yuan, with at most two decimal places. Do not replace unknown amounts with another city's or person's data.

Do not enter names, ID numbers, medical records, policy numbers or passwords. Calculations run in the browser and are cleared on leaving this group, reloading or closing. Only your copy or download action exports results to you.

This tool is calculated according to Chinese rules and RMB; the switching language will not change the tax system, interest rate, unit or applicable area.

Preparing Funds for Recovery and Time Off Work User manual

  1. Fill in the parameters or select the file according to the form, and check the unit and format first.
  2. With no interruption or extra costs, existing fixed cover does not create an invented funding loss; the gap remains zero.
  3. Click the processing button to view the results, you can copy or download and save.

Calculation method and processing rules

Total essential spending over the interruption, add recovery and care goals, and deduct other continuing income, reserved assets and fixed benefits assumed eligible.

scope of use

Costs are entered by the user, not predicted from illness or occupation. Fixed benefits are not expense compensation and actual eligibility depends on the contract.

Will the input content be saved on the server?

This tool handles input in the browser, and does not upload files or form content. Typing practice scores are only saved in the native browser.

Why may the result be different from other tools?

Costs are entered by the user, not predicted from illness or occupation. Fixed benefits are not expense compensation and actual eligibility depends on the contract. Please compare the input unit, rounding method, applicable rules and data version first.