How Much Medical Expense Remains Reimbursable?
After known social and other expense reimbursements, work through eligible remaining costs, deductible, ratio, remaining limit and self-pay.
This is not an authenticated pension-account or policy query. Enter verified local parameters and approved amounts yourself. Changing language does not change the Chinese system. Estimates do not replace official determinations or claim decisions.
Rules verified on:2026-10-13Verify first: official inquiry and rules description
- For basic pension accounts, payment records and calculation and distribution parameters, please verify the national social insurance public service platform or the local agency, and do not fill in the password or certificate into this site.
- The personal pension tax can be checked by the tax department; please check the official reply of the contract or the insurance company for the official reply of the contract for the commercial insurance, the deductible amount, the remaining limit and the cash value.
- The following buttons only open the corresponding official website when they actively click, and will not automatically jump, and will not carry the input parameters on this page. This site does not collect real accounts or insurance policy information.
The main rules are based on: progressive delay in the decision of statutory retirement age, the implementation of the interim measures for the flexible retirement system, the basic pension calculation and issuance method, the personal pension tax policy and the insurance consumer risk warning. Future changes are subject to the latest regulations of the release department.
Do not enter names, ID numbers, medical records, policy numbers or passwords. Calculations run in the browser and are cleared on leaving this group, reloading or closing. Only your copy or download action exports results to you.
This tool is calculated according to Chinese rules and RMB; the switching language will not change the tax system, interest rate, unit or applicable area.
How Much Medical Expense Remains Reimbursable?User manual
- Fill in the parameters or select the file according to the form, and check the unit and format first.
- CNY 40,000 eligible costs minus CNY 10,000 deductible at 80% first give CNY 24,000. If the remaining limit is CNY 10,000, only CNY 10,000 is estimated.
- Click the processing button to view the results, you can copy or download and save.
Calculation method and processing rules
Limit the calculation to confirmed unreimbursed eligible expenses, subtract the remaining deductible, multiply by the ratio and apply the remaining payment cap.
scope of use
A total bill is not automatic coverage. Check unknown items against the contract; waiting periods, hospitals, exclusions and the order of multiple policies are not determined here.
Is the general medical bill the amount that insurance can pay?
Can't. First confirm how much the social security and other expense compensation have been reimbursed, and then check the compensation part of the contract that has not been reimbursed. Disclaimer, waiting period, hospital scope and order cannot be determined by the calculator by default.
Will the input content be saved on the server?
This tool handles input in the browser, and does not upload files or form content. Typing practice scores are only saved in the native browser.
Why may the result be different from other tools?
A total bill is not automatic coverage. Check unknown items against the contract; waiting periods, hospitals, exclusions and the order of multiple policies are not determined here. Please compare the input unit, rounding method, applicable rules and data version first.